The hard weeks of the last few weeks, with the frosty weather, can seriously drain the family pot. Due to the increased heating costs, many families may have plans to upgrade their heating system or replace their doors and windows. A smaller payday loan may also be helpful in such cases. Of course, you have to think carefully about which loan to take, as you can save a significant amount with a careful decision. With our compilation we help you make the choice.
At any time, there may be a situation where we need quick financial assistance. Recently, the weather can cause many families to spend more than average. In some cases, not everyone can ask for money from relatives and friends, so a payday loan can be the solution to a temporary financial mess. Many people find it easiest to go to your usual bank or the nearest branch and inquire about loan offers. These clients will also accept the loan that the clerk is suggesting, but they will almost certainly not find the best credit available to them.
If you want to make a careful and informed decision, you need to know the terms and conditions of all your products, even the much-mentioned small print parts, to choose from a variety of bank offerings. This is, of course, a huge amount of information, and it is highly recommended that you use a comparative calculator to make such a choice. At Rotate bank, we work to ensure that customers seeking a payday loan do not have to scroll through dozens of bank announcements, as we do it for them and fix their fees, interest rates and terms. This is how we try to help our visitors choose the most optimal offer.
In our set-up we analyze payday loans of HUF 1,000,000, from this amount we can even modernize the heating system or replace the doors and windows. This time we chose a 36-month maturity, where the monthly repayment is not too heavy. As a result of the relatively long maturity, the total amount to be repaid will be relatively higher, but this is the only way to get your monthly installments around $ 35,000.
More favorable terms in case of transfer of income
Some banks offer loans on more favorable terms to customers whose income they receive. For example, if you transfer BIC Bank’s Advanced payday loan to your account for at least $ 100,000 a month, you will receive a 6% discount on the standard interest rate of 18.99%.
When borrowing a Superbbank Fair Express loan, it is not necessary to transfer your income to the bank, but the bank will give a discount to those who receive the income from the bank. They are already earning 68,000 forints, otherwise the bank expects 100,000 forints. Here you can get the one million forints loan in as little as 2 days if the credit assessment is positive.
K&H renewed home improvement payday loan can be used for material and labor costs for interior renovation, remodeling, furnishing or exterior building renovation. There is no need to submit supporting invoices for the work done, just a simplified budget request. In addition to the renovation costs, a freely available loan can be applied for up to the amount specified by the bank. The bank gives a 2% interest discount, which is conditional on transferring at least a monthly net income of HUF 100,000 to the bank for the entire duration of the loan.
Discount on interest terms
The Bank offers a 1% interest discount on the OTP payday loan Online Coupon. The current promotion period runs from January 16, 2017 until withdrawal, but no later than March 17. The online discount is available by presenting an email containing the coupon code.
At Raisin payday loan, you get a 5% discount on your interest if you take an active account with your bank. This consists of crediting the net minimum wage on a monthly basis and making at least 4 transactions a month with our bank account. A further condition is that we must involve a debtor in the loan.
Let’s look at some specific examples of how much a monthly repayment installment, the total amount to be repaid over 3 years, and the APR will be for a $ 1 million loan.
Of course, not all bank offers are listed here as there are several other banks offering payday loan offers. The full range is available in the payday loan calculator.
The interest rate is fixed for all payday loans in our portfolio, so the bank cannot change it until the end of the term. Thus, the installment will also be fixed throughout. This is very good because you do not have to worry about having to pay higher amounts.
How can we apply for a payday loan?
Many people ask in the comments about how to apply for a payday loan. All you have to do is open a payday loan calculator, then specify how much you want to borrow and how long the maturity is.
By clicking on the “Search” button, the calculator will, after a short period of time, issue all payday loan offers that match your settings. From this you can select the most favorable loan according to your criteria and click on the “Details” button. This way your interest goes to the bank where you need to enter your contact information. A bank employee will then contact you at the phone number you provided, and you are on track.
If you are interested in meeting the bank’s requirements, you will most likely get a payday loan. An important condition such as this is that the claimant cannot be on the KHR list (formerly known as the BAR list) and have regular income. It is also important to know that banks generally only accept wages as income. Thus, the income condition of a payday loan cannot be fulfilled from the Gyed and similar non-salary income.